Look out there’s a Bag Snatcher about! | The UK Insurance Blog
With bag snatching on the increase (and not only for the contents but for the bag itself at an average cost of £87) the time has come for people to look into adequate possessions insurance cover to protect against the loss, …  read more…

Earthquake: Earthquake Shakes Finances As Well As Homes
With the national average home insurance premium about £160 per year, it’s relatively inexpensive when compared to the potential financial catastrophe of not having insurance at all. When it comes to assessing the level of home …  read more…

Everybody wants a doctor in the house? | The UK Insurance Blog
Everybody wants a doctor in the house? A recent poll that launched Halifax’s new Landlord Insurance has revealed the preferred tenant to be a woman who is a medical professional earning an average of £25000 and who is aged between 36 …  read more…

From Google Blog Search

When Will House Prices to Start to Rise?
The value of an average house in the UK has been decimated over the last couple of years and there seems no end in sight to the current downturn that we are in. Many people including home owners, land…  read more…

Buying Real Estate Steps
Buying Real Estate is part of the American dream. For those who have never been down the “buying real estate” path yet, you just…
1. Get Pre-Approved. Even if you don’t think you can afford it, or …  read more…

Corporate Roleplay
‘CORPORATE ROLEPLAY’ – DISCOVERING THAT EFFECTIVE PEOPLE ACROSS ALL INDUSTRY SECTORS SHARE CORE ‘SOFT’ SKILLS

How is it that some people appear to glide effortlessly through their lives and careers…  read more…

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Open Question: Whats the the Average Fixed interest rate on a VA loan?
I’m in the military and I’m looking at buying my first house around $120,000, but i’m not sure how much my monthly payment would be with insurance, taxes, and the interest rate on a VA loan. Does anyone know what the the average interest rate is on a VA loan with excellent credit? what do you think the typical monthly payment would be at 30 years with taxes ..etc?

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Resolved Question: Could someone give me a list of monthly bills and average costs?
I live in central Florida and am moving to Orlando soon (still in florida). I want a list of monthly bills that an average house would pay. Cost of bills would cover everything including:
mortgage [2 acres of land, 3 bedroom, 2 bath, upstairs extra room (just a brief description)]
electricity
water
a 20,000 dollar car
taxes
insurance
cable TV, phone, internet

Thank you, I will choose a best answer.

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Voting Question: Do you Think that we should pay teachers 100K a yr?
The Rise of the Six-Figure Teacher

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By FORD FESSENDEN and JOSH BARBANEL
Published: May 15, 2005
Correction Appended

TEACHING has always been known as a noble calling, but as affluent parents and administrators strive to give their children every possible advantage, it has also become a better-paid profession than in the past, with thousands of public school teachers in the New York suburbs now earning more than $100,000 a year.

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Where the Highest Paid Teach

Forum: Contemporary Education
The salaries, among the highest in the country, are paid only to the most experienced teachers, with the most education, in an area where the cost of living is notoriously high. But they are high enough to have raised the ire of some taxpayers, who are making it an issue in budget votes on Tuesday.

One in 12 teachers in Nassau, Suffolk, Westchester, Rockland and Putnam Counties now earns more than $100,000, and the ranks are growing fast, according to an analysis of state data by The New York Times. On Long Island from 2001 to 2003 (the most recent figures available), the number grew fivefold, to 2,800, including 498 elementary school teachers, 29 physical education teachers and 83 kindergarten teachers.

School administrators say that the salaries are needed to attract and keep the best teachers. But the proliferation of the higher salaries, combined with recent increases in medical insurance costs and the fact that teachers retire with pensions based on these salaries, is straining local budgets. Last year, 46 of 124 school district budgets were rejected on Long Island.

Whether this trend is improving the quality of education and children’s futures is a subject of debate. Many of the top-paid teachers are in wealthy districts with high-performing schools, like Manhasset. But many are also in districts with little wealth and struggling schools, like Central Islip.

Still, critics of the salaries as well as those who consider them necessary agree that the image of teaching as an altruistic, low-paid occupation is no longer the case in the suburbs. A family with two public school teachers can earn enough to put it in the top 4 percent of families on Long Island.

Six-figure teachers are not unique to the New York suburbs. Connecticut officials reported about a dozen in 2004, and news reports indicate that some Chicago suburbs pay that much. But the highest salary for New York City teachers is $81,232, and only a handful in the rest of New York State are paid as well. In California, the highest teacher salary in 2003 was well under $100,000, according to state figures.

A teachers’ union official said that the salaries have to be high. “I think it’s only fair to say that given the cost of living on Long Island, and the cost of housing, it would be impossible to maintain a teaching staff at anything less than what’s currently being paid,” said Richard Iannuzzi, a former Central Islip teacher who is the president of the New York State United Teachers.

But teacher salaries on the Island have increased faster than those of other workers, and school officials worry that this will affect the outcome of budget votes on Tuesday. The median salary for a teacher with a bachelor’s degree and 10 years’ experience increased about 4 percent a year from 2001 to 2003. The average salary for all full-time workers on Long Island during that period went up about 3 percent a year, according to Census figures.

“It’s going to be a very tough time for school budgets,” said Edward Walsh, the vice president of the East Islip school board. “People are in a squeeze, and when it’s a tough time, it’s supposed to be a tough time for everyone.”

Teachers point to their years of training and decades of service as justification for their salaries.

“There’s a lot of people out there who make a lot more than I do,” said Patricia Daniello, 53, an East Islip teacher at the pinnacle of her profession – 30 years’ experience, a master’s degree with 90 hours of additional credit, and a $116,772 salary. “Do I think my salary is high, based on what I do for children and the amount of education I have in my background? No, I do not.”

But some taxpayers in her district disagree. Ms. Daniello is one of more than 100 teachers whose six-figure salaries appear on a list circulated to voters by the East Islip TaxPac, a group campaigning against the district’s proposed 8.8-percent tax increase.

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