When someone buys a disability insurance policy it’s because they want to feel confident that if the unthinkable were to happen, they would be protected. If they were unable to continue their current job and make a living, they would still have some income. For many people with a Unum policy, however, this didn’t happen.
Some time ago a class action lawsuit was filed against the company and its many subsidiaries. This included companies like UnumProvident, First Unum, Paul Revere, Provident, and others. If you are wondering whether or not you have a claim against these companies, you should speak to a Unum lawyer that has a lot of experience in the case.
The ultimate goal of the class action lawsuit was to seek reform in Unum’s claims practices. For some time now the company has been accused of a number of insurance bad-faith practices, and ideally this suit would cause them to correct many of their allegedly questionable practices.
There were some accusations a few years ago that claimed that UnumProvident was systematically denying legitimate disability insurance claims and even cancelling many existing claims just to increase their profits. There was some evidence that these actions may have been going on as early as 1995. A legal professional, or a specialized Unum lawyer, will be able to help you understand if you have a case in this situation.
The Unum company has stated that they believe these accusations against them are unfounded. They say that the vast majority of their policyholders are pleased with the coverage and service they have received. They reported that they annually process hundreds of thousands of claims and distribute billions of dollars to their customers.
Despite that, there have still been a number of policyholders that have complained about their treatment, and this has gathered a lot of attention. A specialist Unum lawyer will be able to analyze the details of your case and let you know if you are one of those that have a legitimate complaint.
Some of the claims allege that Unum pressured its employees to cancel existing claims and to regularly deny valid insurance claims. There have also been suspicions that the company destroyed or deleted information in claims files, and claims that the company misrepresented the terms of the policies to potential clients. There are even allegations that Unum hired physicians simply to provide them with the language and conclusions that would support their denial of claims.
If you believe that you have been suffering because of those bad-faith practices, you may want to consider getting help from a lawyer that understand the details of the case. A Unum lawyer – someone who specializes in the case – can guide you through all the complex legal issues to see you get your proper compensation.
For more information on Unum Claim Deniallawsuits or how to get a Unum Disability Lawyer, feel free to click on the links.
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