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You may think that Renters Insurance is just for people that who do not have own a house. Yes and no. Not only those people but condo, apartment, vacation homes & collage dorms. So you are thinking about going to college with new and … read more…
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Biting her keys in her mouth, Phyllis jiggled the condo door open with her free fingertip. … Allstate Agent Joe McLean says that she purchased a good renter’s insurance policy, she would be covered. There are renter’s insurance policies which protect you in the event of a bursted pipe, water heater, water bed, etc. With this insurance, you won’t have to worry about replacing the pipes, carpeting, or your personal belongings directly out-of-pocket. … read more…
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Homeowners Insurance FAQ
Backdated homeowners Insurance Policy?The homeowners insurance on my home expired and i was unaware. The company admit that they cannot verify they sent me anything to let me know that… read more…
Home Insurance FAQ
Anyone experience a sewer backup (disaster) within your home? Did your insurance oblige?yes – we live in new hampshire. we go to vacation in florida within the winter. whi… read more…
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From GoArticles.com
Resolved Question: Question about an equity line of credit, a condominium and Insurance!?
the condo in question was purchased with cash several years ago. no insurance was ever obtained on this property. about 4 years later I borrowed 40k against the condo to use to pay off other debt. I have been making the payments on a regular basis for the past several years. I never obtained homeowners insurance on this property. Wouldn’t the lender who lent the money require insurance in case of fire or other loss? Am i to assume that the insurance is built into the equity line? help if you can. I rented the property and now there was a fire and the renter had no insurance and neither do I. How can a bank lend that amount of money and not require some kind of insurance? Is that possible?
Resolved Question: Do I need renter’s insurance? I own my own condo and am renting it out to tenant.?
Some people say I do, but upon research it seems tenant insurance is for the renter. I don’t have my personal belongings in there, it’s the tenant’s. The only thing I own is the unit.
Doesn’t my common charges already include insurance for my unit and common areas? Should I thus cancel my renter’s insurance?
Thanks, but do I need additional insurance in case if my renter slips and falls and sues?
Or does my common charges cover that?
Resolved Question: Condo owners: Have you been able to change your pet rules?
We currently live in a “no dogs” condo, but there are some renters who have had dogs in the past. I also know of a few dog friendly owners.
I know that there are rules and by-laws that would need to be changed, but have you ever heard of any successful examples?
We sometimes have to take care of a friends dog, and we are able to sneak her in and out–she doesn’t bark and is an older dog, so she is not a nuisance kind of dog. Our main problem is that a counsel member lives 3 doors down and has reported us in the past.
I am well aware that dogs and more specifically owners can be out of control. I wonder if having an approval process would help–yes it would be a lot of work.
Also know there are issues of insurance and liability, though most of the complaints about having dogs is aimed at their waste, we have plenty of that already thanks to the Canada geese!
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