Homeowners Insurance Questions » Blog Archive » What does personal …
2 Responses to “What does personal liability cover for a homeowners insurance policy?” By ernesto_tig on Feb 16, 2009 | Reply. Your HO insurer will cover personal liability issues and lawsuits resulting from your …  read more…

Home Insurance Quote Online – In Minutes | Information Plus
To guard your residance in the case of a burglary, disaster or flood, a home insurance policy may be purchased which may cover renewal of personal items. If you.  read more…

car insurance » Blog Archive » How to Get Affordable Car Insurance …
In all honesty, there isn’t much that will beat the most inexpensive car insurance policy plan available, however there are some things that you should know about the insurance plan which is being offered before you eliminate all of …  read more…

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You Can Make Money in a Recession
Of course you can make money in a recession. That’s not really a question. You’ll most assuredly make SOME money. The real question is: Will it be enough? You’ll be happy with the answer to that quest…  read more…

How To Get Your FICO Credit Score Now That You Can No Longer Get It From One Major Credit Bureau
One of the three major credit bureaus – Experian – has announced they’ll no longer release FICO credit scores to consumers. The FICO credit score is from the Fair Isaac Corporation and is the credit s…  read more…

All About Admiral Car Insurance
An economical way to lower your monthly expenditures is to buy your car insurance online. Even with the large amount of insurance companies on the web, finding one that gives the most competitive rate…  read more…

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Open Question: What party am I, rep or dem?
Fiscally conservative
I want a new energy system that would include nuclear, wind, solar, geothermal, and natural gas.
I also want to drill at home in order to use our own oil, and export more than what we import.

I oppose abortion but women have that right but should do it with their
own money, not government money. There should also be a law where women must get consent from their husbands 72 hours prior to getting an abortion.
Social security should be funded with 3% of all income tax collected annually, and only those living the US for more than 15 years should qualify.
I support building more advanced infrastructure including a technologically advanced high border between the US and Mexico.

I want raids increased by 50% and ICE doubled, i also want troops and mines on the border.
I support Latin America’s fight against drug trafficking, and should send troops.
There should be a policy that illegal aliens should be deported no later than 3 days after their arrest and processing.
Citizenship should be reserved only for children born to legal residents or citizens.

Defense spending should be cut by 25%.
Our military should be used for defense only(including direct threats), and we should have no allies, just trading partners.
The embargo against Cuba should be lifted.
I support civil unions between any two consenting adults.
I support federally funded stem cell research

I want a law where we would pay main hospitals around the country $7 billion dollars each annually to treat patients that earn less than $250,000 or don’t have private med insurance or thru their employer.

Welfare should be reformed so that only those who work/study can qualify.

The federal government should not be involved in education when it comes to grades PK-12. It should only build federal colleges/universities that are extremely competitive,the most advanced possible research centers, and very academically rigorous. These schools should specialize in different areas including the arts. Students whose parents are under the poverty level should receive a federal scholarship.
Local governments should make contracts with private internet service providers to make sure that broadband internet is available in all schools
Boss H…i said cut defense spending my friend.

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Open Question: Moped insurance claim problem.. Please Read And Give Advice !!?
Hi, i had a 49cc baotian bt49 moped stolen from outside my home just before christmas. It was insured under third party fire and theft so as you do when you get something stolen you put in a claim which i did. The theif that nicked it was driving around my area on it and was seen several times but when i told the police they told me i wasnt able to kncok them off it ect because it would of landed me in a load of trouble. Little did i no after 14 days of the bike being stolen from outside my home it got found by the police burnt out. Now after about 3 weeks of me filing the claim i got a letter of my insurers ( Rampdale/KGM ) saying that there will be no claim on this incident as it is my own fault due to lack of care and attention ( supposidly ) and that the bike was with a recovery company, clocking up charges of £ 10 storeage a day. Now previous to this worry about weather i would have to pay the storage charge or not i got told by my insurance that all costs to the recovery company will be paid for by them ( my insurers ).

Anyway me thinking i was going to be accepted for my claim i went and bought a new 49cc moped and was told that i could transfer my policy over onto this new moped that i had bought, but then they turn round and said, ” oh no sorry we cannot transfer this policy over onto your new bike because its in the middle of being in a claim “. So i had to then pay over £ 400 for a new policy ( and lost my no claims ) which ment it went up quite a bit seen’s as my first policy was only in the
£ 300 bracket. Then however after getting the new moped insured under the same insurers i got a letter 3 months after the OLD moped was burnt out i received a letter on 11th feb 09 telling me that my policy on the old bike did not make a valid claim so therefore i my self owe them £ 200 in storage fees as they have paid the salvage company the money that was owed from them picking it up from the scene where it was burnt out from. But what i dont understand is i was told that all the costs to the recovery/salvage company would be paid for under my insurance policy and that i did not have to worry and now all of a sudden im left with a £ 200 instant fine that i have to pay them back within 14 days? It sounds like ive been ripped off left right and center with this insurance company so there are a few questions that i wanted to know if any one could help me with.

1.) Do i have to pay this £ 200 that they are asking for, for the recovery of the moped

2.) Even though i lost my no claims and the price went up on my new policy do i still loose it even though they havent paid out ?

3.) What would be the consquences if the £ 200 wasnt paid back to them?

4.) And what do i do about the policy on my old bike? they are still taking money out of the bank for it do i cancel it or what?

Please help us on this one because like i said i don’t no what they are playing at but surley this carnt all be right? … I’ve been told ive got 14 days from the 11th feb to respond. Oh and i can apparanlty pay for the costs £ 15 a week? But should i have to do this??

Please help,
Thanks….

  read more…

Open Question: Why would my credit score have any bearing on my annual premiums for car or home insurance?
Recently, I had a homeowners policy with online insurer ESURANCE. I was under the impression that my homeowners policy would automatically renew. No. You have to call ESURANCE and tell them you want to renew or they cancel you. After I was cancelled I called up to reopen my old account. No can do. So we opened a new account. My annual premium went from $468 to over $1400! I have never filed any claims or changed anything at my house. However, like many Americans, I have been laid off and bill payments have piled up. It’s fair to say my credit score has dropped. But a 300% markup? I called other insurers; Allstate, Nationwide, State Farm; they were all close to $1000 annually! How can insurance companies get away with this? What do they think, if I’m slow at paying my bills my house might burn down?

  read more…

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car insurance How To Save Up To 30% On Your Home Insurance Policy
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 Home insurance policy How Does Age Affect The Price Of A Long-Term Care Policy?
Posted by unloveablesteve via Technorati Search for: “education” AND (system OR revolution OR alternative OR home)  

FriendFeed By Terry StanfieldWhen looking at a long term care insurance quote,
there are many factors which can determine the cost to you. This
article will give you six important points you should consider when
looking at a ltci quote. Much of this is determined by type of benefits
you want, your age, and which company you want to work with. This will
allow you to be an educated consumer when purchasing this insurance
product. Looking at long term care insurance quotes, what you want your
policy to include and when you receive your policy will cause changes
in the quotes you will receive. This article will give you more
information about what companies you should look for among other
factors. The types of benefits you receive will help determine your
cost of long-term care. These types of benefits can include whether you
will receive in-home services, care at a nursing home or from services
based in your community. Your age is going to determine the cost of the
policy. If you are younger and buying a pol
Posted by james7 via FriendFeed  

FriendFeed By Terry StanfieldWhen looking at a long term care insurance quote,
there are many factors which can determine the cost to you. This
article will give you six important points you should consider when
looking at a ltci quote. Much of this is determined by type of benefits
you want, your age, and which company you want to work with. This will
allow you to be an educated consumer when purchasing this insurance
product. Long term care insurance quotes can be very complex but this
article will give you six important points to consider. When you buy
your policy and the type of policy you choose will allow the quote to
change. The types of benefits you receive will help determine your cost
of long-term care. These types of benefits can include whether you will
receive in-home services, care at a nursing home or from services based
in your community. The cost of your ltci quote is contingent upon age
so the younger you are when you purchase ltci will cause your premium
to be lower. You will want to lo
Posted by james7 via FriendFeed  

Change.org's Blog Network The Key to Private Insurance Innovation
Posted by adaylate2002 via Change.org’s Blog Network  

FriendFeed By Carolyn HulbertIf you want to get a long term care insurance quote,
it is essential that you know what is involved. This article will show
you six essential factors to take into consideration. If you want an
ltci quote, there is so much information you will want to know about so
that you can make an informed decision. This information is based upon
factors such as what type of benefits you want to receive when using
your policy. A long term care insurance quote is contingent upon many
factors and following are some of the points to consider. Your age and
what type of benefits will cause your quote to vary. When you are
thinking about long-term care, you need to think about what types of
benefits you will want. You can receive in-home service, nursing home
care, or community based services to give you an idea. Your age is
going to determine the cost of the policy. If you are younger and
buying a policy, you will almost certainly receive a lower premium. The
types of companies you approach for
Posted by james7 via FriendFeed  

FriendFeed Annals of Public Policy: Getting There from Here
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 Home insurance policy Homeowners Insurance Salt Lake
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