How To Choose a Homeowners Policy | Insurance Matters™
I came across this simple but basic article summarizing some of the issues to consider when selecting your homeowners insurance company. While I agree with all. … In fact, in Texas most insurance quotes are issued with a 1% deductible. This means that the deductible is 1% of the dwelling value described in the policy. So if the dwelling value is $245000, the deductible is $2450. While you can request a lower deductible, in most instances you have to know to do this … read more…
Home Owners Insurance: Home Owners Insurance Companies Quotes
an exhaustive data with regard to quick home owners insurance companies quotes ” While feeding this feature that has to do with the concern of ” bag owners shelter companies quotes “, it haw come to your attention that each countenance you are about to find … So if dwelling in areas that are prone to these events, it`s not only smart to get concept bag insurances, but additional news has to be brought into the house insur online contract in case of uncolored disasters. … read more…
Home and Hurricane Insurance « Annapolis Home
Hence, if you are living in an area where hurricanes commonly take place, it can be rather alarming as you don’t aspire to lose your home or lose your properties and investments. Sure enough, you can relocate your dwelling but that’s … read more…
From Google Blog Search
What Should You Do Immediately After An Earthquake – from an Insurance Perspective
What Should You Do Immediately After An Earthquake – from an Insurance Perspective
by Ronald Reitz, President of Quality Claims Management (http://www.qualityclaims.com)
Five Things to D… read more…
All about Earthquakes and Earthquake Insurance. Are you in danger
What do San Diego County residents have to know about Earthquake Insurance Policies, Risks and Costs?
by Ronald Reitz, President of Quality Claims Management (http://www.qualityclaims.com… read more…
Online Insurance Continuing Education – Comparing Homeowners Insurance
Since the HO-4 provides insurance for tenants, the policy does not include coverage for the dwelling and other structures provided by Coverages A and B of the HO-3. Such coverage is not needed in the… read more…
From GoArticles.com
Voting Question: Can someone here please critique my resume… be honest, not mean?
PROFESSIONAL OBJECTIVE:
To secure a position with a well established organization with a stable environment that will lead to a lasting relationship in the field of Insurance. Excellent leadership skills, “people” skills, and motivation.
QUALIFICATIONS
•Ability to success in a quick paced sale environment
•Excellent use of inter-personal skills during pro-active sales conversation with brokers and clients
•Experienced in training and motivating fellow employees
•Proficient in Microsoft Software (Outlook, Word, Excel), Internet savvy, E-mail, Sagitta, MVR, Vantage System
EXPERIENCE
Associate Account Executive – Tanenbaum-Harber Co., Inc., New York, NY 2/2007-2/2008
•Assisted Account Executive market accounts in highly competitive markets.
•Gathers and presents loss experience information for Account Executive review.
•Managed completion of file documentation, including Motor Vehicle Report (MVR) and insurance to value information.
•Responsible for preparing I.D. cards, schedules of insurance, certificates of insurance, binders, billing and cancellations under direction of Account Executive.
•Maintained correspondence between the clients and insurance carriers.
•Excellent service and follow-up skills.
Associate Account Executive – Frank Crystal & Co., New York, NY 4/2006 – 1/2007
•Reviewed policies, endorsements and binders for accuracy.
•Reviewed loss history and premium summaries.
•Issuance of documents such as certificates of insurance, ID cards, binders, billing, schedules of insurance, proposal etc.
•Responsible for administrative tasks, filing, and documentation of all data.
•Scanned confidential documents into electronic filing system and categorized them for retrieval and review.
•Worked pro-actively with the Account Executive and maintained awareness of upcoming renewals.
Assistant Underwriter- Brownstone Agency, Inc., New York, NY 8/2000 – 4/2006
•Rating knowledge of CPP, BOP and Commercial Umbrella. Responsible for assisting production
• underwriters, working with agents whiles performing administrative duties.
• Underwrite and bind new and renewal business for Personal Line (Dwelling Fire, Homeowners Products and Renters Insurance), Commercial Line (Business Owners Products, Commercial Package, and Commercial Line Umbrella).
•Reviewed requested policy changes and input them into the system for all commercial & personal lines insurance.
Secretary – Jazzmobile, Inc., New York, NY 1/1995 – 8/2000
•Oversees coordinated plans organized the day to day operations and administrative matters to support the goals and objective of the department.
•Handled all incoming calls, organized and maintained schedules and filling system. Set up monthly board meeting and work under general direction
Voting Question: How much dwelling insurance do I need for a condo?
Instructions from my lender says that my homeowner’s insurance must cover “the entire loan amount”. However, I suspect that this is for single family homes only, as my condo’s HOA insurance will cover everything from my walls outward. Also, when I tried getting a quote from major companies such as GEICO, they would not even offer dwelling insurance as high as my loan amount. How much dwelling insurance should I get for a condo purchased at $150K?
Resolved Question: Drain Field needs to be replaced?
My husband and I bought our home about 1 year ago, it is a 3 br 2 bath and is about 1200sq ft. We found out that the couple we bought it from had it listed and permitted as a 2/2 with an office as the septic system was only set of for a 2 bedroom dwelling. The couple told us the septic was pumped about 1 month before closing, well about 5 months ago we noticed a horrible smell anytime while being outside, so we looked and looked and could not figure out the issue. Then our dog was outside and we noticed her digging, we got her away from it, and returned back out to try and figure it out. We called a septic company right away, he came out and stated we should try pumping before anything further. He then came back out and opened the box, and it was the nastiest, smelliest thing I had ever seen. He told us “That this is the worst I think I have ever seen, It does not look like it had been pumped in over 10 years.” I mean there were plastic bags, wash clothes, plastic forks, you name it and it was in the tank! I was so embarrassed, I could not believe what all three of us were seeing. Well, we noticed that it seemed to work…or that’s what we thought. The couple that we bought our home from, also owned the home behind ours as well. They sold it about 2 months ago. We seen them outside and having the same thing done, they were going thru the same things as we were. They had been told the very same thing as us. They just had there entire system (field replaced) We called the county inspectors out to try and see if we could finally figure out the problem. The inspector did something with the lines and it worked…Again so we thought. The water stopped puddling up in about 3 weeks and we thought we were in the clear. Then we washed about 3 loads of laundry and the water was in the yard again, and when it rains good the water is there. I called our homeowners and our agent said we are covered, that we needed to file a claim? I have never had to file any type of insurance claim and I have no idea how it works? I was wanting to gather some Information on what replacing the drain field may cost. Any help is very much appreciated and thanks in advance. The coverage that we do carry is $6,000.00 with a $150.00 deductible, I am just unsure if that will be enough to fix our problem? Again thanks so very much!
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