Is it mandatory that you carry homeowners insurance? | House Insurance
My wife and I have two kids, and we have been forced to live on a tighter budget for the past 6 months. Allstate just raised our homeowners insurance by. … You might shop around to see if you can find a better insurance rate. Or, as suggested above, increase your deductible. References : Jäger says: February 1, 2010 at 3:51 pm. Is it mandatory to have car insurance? References : flowergirl says: February 1, 2010 at 4:08 pm. Yes it is. Your bank has to protect its … read more…
Where to Get Low Cost Home and Auto Insurance Rates | The General …
Where to Get Low Cost Home and Auto Insurance Rates. Looking for homeowners and auto insurance? In this way to get low cost prices. Home and car insurance. If you buy both home and auto insurance by the company itself can be the reward … read more…
My bathtub is leaking into the basement. Is this something I …
I’ve never heard of someone claiming a plumbing leak on homeowners insurance. Unless it it caused by an identifiable event (like a fire, or hurricane) as opposed to age/wear and tear, I don’t think you can claim it. … I would call your company, don’t give your name or policy number (because sometimes just an inquiry can be grounds to raise rates) and ask if it is claimable and what type of rate increase would result. But do get it fixed ASAP, because it will only cause … read more…
From Google Blog Search
New HUD Rules Mean No More Closing Cost Surprises
Many prospective homeowners have been shocked and surprised when they arrive at the closing table. To date, most homeowners have only been supplied with a good faith estimate showing their potential … read more…
VA Loans Help Veterans
Most people are aware of the widespread problems with the residential housing market in the US over the last two years. At a time when homeowners are facing strikingly high unemployment rates and a st… read more…
Home Insurance Advice
A major problem that millions of home owners grapple with every year is rising home insurance premiums. This is occurring as most people have no idea as to what they can do to ensure that they are pay… read more…
From GoArticles.com
Homeowners Insurance Rates – How to Get The Cheapest
Due to the increasing numbers of hurricanes, storms, and floods, home insurance rates have gone through the roof. This video shows you how to get cheap homeowners insurance rates with a top company.
Resolved Question: The type of loan a bank gives a homeowner to purchase a house is called a what?
23.
The type of loan a bank gives a homeowner to purchase a house is called a what? (1 point)
* secured loan
* mortgage loan
* refinance
* jumbo loan
24.
When you earn more than you spend, you’re considered to have a financial what? (1 point)
* deficit
* shortfall
* surplus
* excess
25.
Which of the following is considered a luxury? (1 point)
* Personal Mortgage Insurance
* Utilities
* Starbucks™ Coffee
* Appliances
26.
If you have to borrow/charge expenses on your credit cards each month you’re considered to be what? (1 point)
* “Living with your means”
* “Living below your means”
* “Living above your means”
* “Living at your means”
27.
What type of debt charges the highest interest rate? (1 point)
* automobile debt
* lease debt
* secured debt
* unsecured debt
28.
Which is NOT one of the credit reporting agencies? (1 point)
* Experian
* TransUnion
* Equifax
* TransMeridian
29.
A very low credit score usually means you will get what?
(1 point)
* declined for loans
* low interest rates
* low finance charges
* high available balances
30.
Credit that is applied for once, and then is available until the consumer defaults or closes the account is called what type of credit? (1 point)
* revolving credit
* charge credit
* income credit
* department credit
31.
What is NOT considered when calculating a credit score? (1 point)
*
personal income
* payment history
* credit history
* length of credit history
32.
When two sellers trade items without exchanging currency it’s called what? (1 point)
* negotiating
* bartering
* financing
* economics
33.
What was the earliest form of currency called? (Hint: China around 1200 B.C.) (1 point)
* leather cards
* sea shells
* cowry shells
* wooden coins
34.
The first international form of currency policy to control inflation was called the what? (1 point)
* World Trade Organization
* North American Free Trade Agreement
* Gold Standard
* European Trade Standard
Resolved Question: Does anyone know for what reason an insurance company would ask if a couple is “formally engaged”?
Are there any insurance agents out there who can answer this for me? If you’re a man and a woman living in the same house and you already have insurance together – homeowners and auto – but you’re searching for a better rate, what would be the reason an insurance company would ask you this question, “Are you formally engaged”?? What I’m wondering is – (1) What constitutes “formally” engaged? I mean, there is no LEGAL definition of such a thing, correct? AND (2) Why is the answer (to an already subjective question) impactful on insurance?
Oops – obviously the couple is not married.
To “Husnain” – PLEASE stop trying to get free advertising by answering all your questions with websites. Nobody’s fooled. And – NO – you DID NOT help me.
I guess it just seems silly – that it would mean more if he had asked, “Are you getting married soon because we can give you a discounted rate as a married couple.” Asking, “Are you formally engaged?” just seems like a silly way to word the question.
Resolved Question: How many inquiries can you have before your credit score goes down?
Last month I called my homeowners insurance company because the letter they send me said my rate was going to increase, I told told them that was too high and my agent called me back to say that rate was going to decrease instead based on my credit score. I never asked them to pull my credit but apparently they did. Anyway last week I opened a line of credit at my credit union because with interest rates so high on credit cards, I wanted the line as opposed to my credit cards should something happen.
My question is: I was thinking about getting my daughter a cell phone for Christmas but all the phones she would like require a contract, which that in itself I really hate, but if I do have to get a contract will that hurt my score with another inquiry in such a sort period of time.
Before this my last credit inquiry was over 4 years ago when I got last car loan.
Thanks in advance
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