ROYAL PALM YACHT AND COUNTRY CLUB HOMES FOR SALE: UPCOMING LOCAL TOURS
MARILYN, JEAN-LUC and SERGIO are CERTIFIED LUXURY HOME MARKETING SPECIALISTS and CDPE or CERTIFIED short sale specialists… if you know someone who needs assistance, let us know and we will guide them carefully and thoroughly through today’s maze of conditions and requirements… …. Licensed Advisor / Independent Insurance Agent, guiding you to best choices of health care, Medicare Supplements, life insurance (term, whole and universal), long term care and annuities. …  read more…

Addison Reserve Homes for Sale
MARILYN FARBER JACOBS: REALTOR+MORTGAGE BROKER; LICENSED ADVISOR-INDEPENDENT INSURANCE CONSULTANT. Luxury and 2nd Homes Specialist, Realtor and ePRO with Keller Williams Realty Services. Multi-million$ producer, listing and selling …  read more…

Boca Raton Homes for Sale: UPCOMING LOCAL TOURS
If VARIETY is the SPICE OF LIFE, here it is in Boca, from affordable condos/homes to palatial luxury estates, huge/small waterfront condos, some with boat docks, posh equity gated golfing communities, historic districts, newer homes, ….. Marilyn Farber Jacobs is a Licensed Advisor – Independent Insurance Agent selling annuities, life settlements, structured settlements, life and health insurances, employee benefits, Medicare supplements and long term care policies. …  read more…

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Darius Askaripour
Darius Askaripour 6. Wait to make an of…  read more…

The Impact of the Recession on Travel to Europe 2009-2010
Over the past year the credit crunch has seen the nation tighten its belt and feel the squeeze. The prosperous era of ‘splashing out’ has come to an abrupt end and given way to feelings of thrift and …  read more…

Pros And Cons Of Buying Used Boats For Sale
If you find a good bargain, it can be good to buy used boats with boat sales. However, it might cause a lot of heartbreak if you come to know tht you have spent your fortune on a lemon. There are both…  read more…

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Resolved Question: When applying for medicaid what factor really determines if you will get approved?
I recently found out I am pregnant..it was unplanned and I considered abortion for financial reasons at first out of shock. But thinking about it more, it really might be too heartbreaking for me to go through with. So right now I live in Florida and have a full time job with the luxury of health insurance. However, I have absolutely no family down here. Ive lived here for three years. In April my apartment lease is up and I was so excited about moving home. However, I have been trying through the company I am already employed with and just about anything else and I can’t find anything full time that I can get hired into. So tat means no health insurance and I dont exactly have the savings for all the upcoming pregnancy medical bills. I read when applying for medicaid they require your four most recent paystubs, but also your tax records. How likely would I be to get assistance with my medical bills in Ohio if I go through with the pregnancy and moving home? Or would I need to stay here in Florida for my health insurance. Thaks so much for taking the time to advise. I am just stressed beyond belief.
I’m sorry what did you mean my medical insurance should cover me until the birth of the child? Even if I am no longer a full time employee?

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Resolved Question: Why do people think the poor aren’t poor just because they can have I-pods?
People fail to take into account is that these cheap goods are mostly made in third world nations with cheap labor, hence why they’re so cheap that even poor people in developed countries can afford them. That’s why poor people own cheap goods and luxuries. Also because sometimes buying a luxury item can be cheaper than owning health insurance, paying for a college education, and decent housing. We should all know that living paycheck to paycheck is different from owning actual wealth; large home, business, stocks, investments, etc. The vast majority live paycheck to paycheck. The wealth gap between rich and poor is huge in the United States. Why don’ people see this? Do they just think that the poor are OK because they have enough to barely live off of and buy a few nice items?

How do people in America view poverty?
In comparison to health care and college, I-pods are cheap, especially if you don’t feel the need to go to college or get in debt. It seems like if someone wants to work for a living without acquiring debt, it’s harder than it was forty years ago. Why are people always blaming the individual for buying stuff when the necessities are too expensive? The system has been proven fraudulent after the crisis and we’re still blaming the poor for being poor!
Ice em, its because their parents choose to buy other things besides what most Americans buy; insurance, college, better home, better car, etc.

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Voting Question: My husband is totally irresponsible when it comes to taking care of bills, cars, the house, etc…?
I am on the verge of a mental breakdown. He lost his $60,000/year job five years ago because it was outsourced, and he’s working making $11.50/hour now and won’t make a real effort to find a good job again. I have to push him EVERY day to look at the help wanted because we’re sinking really fast. He’s “just happy to be here”. As a result, we don’t have enough $$ to pay bills, he got in an accident and didn’t pay the fine so his license was suspended and then it cost him twice as much to get it back, he was supposed to fill out a form for homeschooling for our son and didn’t, so Social services opened a file on us, just because he procrastinated, and that was a horrible experience (it’s closed now but his negligence caused it – and I trusted him because he said he’d do it – silly me!!) He has had his license suspended for not paying the car insurance (one time he didn’t even know it had been suspended until he applied for a job and they turned him down because his license was suspended – surprise!), and we’ve had to go without the car as a penalty because of it. I took over the bills, but he hides things on me now because he’ll “deal with them”. Then it ends up costing us more! We have had to move every year for the past 3 years when our lease is up each time (we had to sell our house) because we can’t afford to live where we are. I work full-time AND part-time, but it’s not enough without him doing his share. He’ll do the work in the house like laundry, taking out the garbage and dishes (so everyone thinks he’s mr. wonderful and the perfect husband) but won’t check the oil in the car, let alone change it or put washer fluid in it) (he’s ruined 3 cars from that – i”m not kidding – my dad refuses to help him anymore w/vehicles because he’s done that so often), The bathroom sink has been plugged for a month and he won’t deal with it – the tub caulk is worn off and leaks onto the ceiling below if there’s too much water, and he won’t do that and the caulk is right by the tub). We are paying $1300/mo for rent, and can’t meet the rent every month so I’m constantly selling stuff on eBay; all my antiques (inherited from my mom who’s passed on) we’ve had to sell, and now I’m doing clothing! We never go on vacation (haven’t been in 5 years), to the movies (I cancelled cable), and rarely out to eat. He just goes to his little job and comes home and does the stuff I don’t have time to do because I’m working 2 jobs. I’m sick of it – esp. when he “throws” money out the window because he’s paying stuff late – we won’t talk about the hundreds of $$ he’s overdrawn the checking acct because he doesn’t write anything down. We used to have a fairly good marriage, and even tho he was irresponsible then, at least I had the money to pay bills and provide our family with food, clothes and an occasional luxury. Now I feel like we’re living this huge facade – everyone thinks everything is hunky dory because we live in a nice house (albeit rented) and drive a nice car and have good kids. They don’t know that I go to the food pantry monthly, buy clothes at Salvation Army, and that we’re constantly trying to play catch-up/russian roulette with the checking account. The creditors call nonstop; he hangs up on them, I try to pay at least $10 or set up a payment arrangement. I can’t take it anymore and asked him to move out today after it ended up costing him $175 for an $80 traffic ticket (money we desperately needed), but I’m putting this out there for feedback because I feel bad for my kids and don’t know what to do… I haven’t said anything to them yet, and he doesn’t want to leave, so I’ve got time to figure out a solution. Did I say he’s 58 and I’m only 48, married 20 years, and I can’t imagine going on like this for another 10 years? Don’t tell me he’s depressed because he’s very happy – sings in church choir, cantors, goes to the Y and works out with our son (I refuse to give up the Y membership – that’s my therapy, and our kids need it…), gets to watch movies w/the kids at home (DVD’s) while I’m working, sounds like a good life huh? It’s hell…Any suggestions please?

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