How many homes does an average home-buyer look at before deciding …
If you are being unreasonable, wanting the million dollar home for 200k you could end up looking at 100. But, you will go though agents before that happens, they will know you are not serious right away and not waste their time and gas on you. … Taxes and insurance goes up every year – guaranteed. Don’t buy the “priciest” house in the neighborhood – stay within the median price of all the homes. Value will stay steady for everyone. If you overspend, you overspend. … read more…
How do you feel about Hillary's comment in the debate? | dream …
well, between the woman and her insurance company, they covered the 3 million dollar tab. As for your current income, get off your butt, and work harder for a better job if you want to be making “that type of money”. … read more…
Paid-to-drive Parents Drive Their Own Vehicles to Success …
Are you a paid-to-drive parent? If not, you should be. This is one of the most lucrative work-at-home employment opportunities in the world. If you ever drive the kids to scho. … Your vehicle will be provided by the company and all you have to pay for is insurance and gasoline. No car payments! Your only commitment is that you will drive a minimum number of miles per week. Don’t worry, in most cases it’s easy to hit the target. All you have to commit to is 50 miles per … read more…
From Google Blog Search
When To Refinance Your Mortgage
What is your mortgage payment? Many feel they are locked into whatever it may be due to the economy. But believe it or not, new federal programs have been created to help people potentially refina… read more…
“How to Create Wealth From Home With LightYearWireless
You Have just Discovered a “Home Based Business Opportunity” that is creating millionaires! Work from home part time and make more in a month with our home business model and “get paid on … read more…
Is 720 a good credit score?
Every time you promptly pay a bill or retire an old debt, you improve your “FICO” score. Every time you fall outside your grace period or miss a payment, you harm your score. Almost every fi… read more…
From GoArticles.com
Resolved Question: Is ACORN helping or hurting illegals?
Source: http://www.redcounty.com/acorns-dubious-home-loan-racket-most-shocking
ACORN’s Dubious Home Loan Racket is Most Shocking
By Michelle Malkin
There’s one thing more shocking than the illegal alien smuggling advice that an ACORN official in San Diego gave undercover journalists James O’Keefe and Hannah Giles. It’s the illegal alien home loan racket that ACORN has already been operating with the full knowledge of the U.S. government.
On Wednesday, O’Keefe and Giles published the fifth in a series of BigGovernment.com sting videos. ACORN official Juan Carlos Vera coached the pimp-and-prostitute-posing pair on how best to pull off a border-busting smuggling operation. It would be “better from Tijuana,” he counseled on videotape. Vera then generously offered the investigative couple his Mexican “contacts” to bring 12 illegal alien girls into the country for prostitution.
GOP California Gov. Arnold Schwarzenegger now wants an investigation. But neither the Terminator nor any other California public official raised a peep when the very same San Diego ACORN office publicly announced a partnership with Citibank to secure home loans for illegal aliens.
In 2005, Citibank and ACORN Housing Corporation — which received tens of millions of tax dollars under the Bush administration alone — began recruiting Mexican illegal aliens for a lucrative program offering loans with below-market interest rates, down-payment assistance and no mortgage insurance requirements. Instead of the Social Security numbers required of law-abiding citizens, the program allows illegal alien applicants to supply loosely monitored tax identification numbers issued by the IRS.
The San Diego Union-Tribune reported that “undocumented residents” comprise a vast market representing a potential sum of “$44 billion in mortgages.” Citibank enlarged its portfolio of subprime and other risky loans. ACORN enlarged its membership rolls. The program now operates in Miami; New York City; Jersey City, N.J.; Baltimore; Washington, D.C.; Chicago; Bridgeport, Conn.; and at all of ACORN Housing’s 12 California offices. San Diego ACORN officials advised illegal alien recruits that their bank partners would take applicants who had little or no credit, or even “nontraditional records of credit, such as utility payments and documentation of private loan payments.”
The risk the banks bear is the price they pay to keep ACORN protesters and Hispanic lobbyists from the National Council of La Raza screaming about “predatory lending” off their backs. These professional grievance-mongers have turned the 1977 Community Reinvestment Act, which forced lenders to sacrifice underwriting standards for “diversity”, into lucrative “business” opportunities. Or rather, politically correct blackmail.
As the Consumer Rights League noted in a 2008 report on the group’s successful shakedowns of financial institutions, “an agreement with Citibank, a significant ACORN donor and partner, showed that some activists become less active when deals are in place.”
In the wake of the sting videos, ACORN officials are making a great show of clamoring for “reform.” ACORN chief executive Bertha Lewis blamed the debacles across the country on the “indefensible action of a handful of our employees.” But the corruption is systemic. ACORN has long thrown rank-and-file operatives under the bus to cover for its management’s indefensible conduct. And ACORN’s highly touted advisory watchdogs include inherently conflicted foxes guarding the henhouse:
ACORN advisory council member Henry Cisneros resigned from his post as Clinton HUD Secretary after lying to FBI agents about payments to a former mistress.
ACORN advisory council member Andy Stern is president of the SEIU, the Big Labor organization plagued by embezzlement scandals and inextricably linked to ACORN’s disgraced founder Wade Rathke.
And ACORN advisory council member Eric Eve of Citigroup is a champion of the ACORN/Citibank illegal alien loan program that openly undermines immigration laws and integrity in banking.
The truth is more sordid than any fictional scenarios caught on tape: ACORN is a corrupt enterprise.
Resolved Question: Could this WORK? A fair and free America…?
Note: This was posted earlier in the wrong category. My apologies to those few who were still good enough to respond.
Can you visualize a United States that functioned like this? If not, why not?
- Universal flat sales tax of 10% on all retail and wholesale transactions. No income tax (unconstitutional) and no IRS. No corrupt tax bureaucracy regulating our businesses. The government isn’t supposed to run the economy, and corporations sure as hell aren’t supposed to run the government.
- Term limits on every federal legislative office. No more old boys living like princes for 40 years at their constituents’ expense and making every decision based on winning reelection instead of serving the public interest.
- A strong military that defends the United States and its borders from bases on US soil. No more overseas expeditions for nation-building, peace-keeping, and resource-grabbing at the expense of our best citizens’ lives. If there is a real coalition of nations building for a just cause and a specific end (see World War II), we may participate. No more quagmires.
- A simple and coherent trade policy of tit-for-tat. You don’t tariff our imports, we don’t tariff yours. You buy our goods, we’ll buy yours. No multi-billion dollar trade imbalances with anyone allowed. We don’t need to buy your junk; we invented the machines that manufacture it and if you don’t want to sell it to us in under a fair policy we can make it here.
- Yes, universal health care for every US citizen. It would make our country stronger by putting an end to the impoverishment and bankruptcy of millions who become sick, as well as returning good people who can’t contribute because they don’t have access to health care back into our workforce. It could be paid for easily under the tax policy above and the money saved by dismantling the huge IRS bureaucracy and bringing our military home, with a surplus to boot. Stop buying into the insurance lobbyists’ BS and think about what would be best for the country. This would eliminate extraordinary loss and expense to our society.
- No more government subsidies on commodities of any kind. None. If people aren’t buying it, they don’t need it, and the government has no business using taxes to pay for it anyway. Grow something else.
- Absolutely no laws will be passed that are not 100% in keeping with the letter of the Constitution. This is not a document subject to “interpretation” at the whim of those in power. Elected officials who introduce unconstitutional legislation and pursue it after it is brought to their attention are guilty of treason, and if they don’t drop it must be held duly accountable.
So why couldn’t this America work? Just thought I’d ask.
I appreciate all the answers. I do wish responders would consider how much revenue such a tax would generate, and how cutting the cost in bureaucracy and overseas military deployments would change the budget, before declaring the plan wouldn’t work.
To those of you who wanted to know, the policies expressed here (except for universal health care) closely mirror those of Rep. Representative and former presidential candidate Ron Paul (TX).
Resolved Question: Why don’t we build a wall that spans our border with Mexico?
I know. It sounds crazy. But hear me out.
Illegal immigration is killing this country. These people come to America seeking a better life,as millions before them have. But they do so illegally. They come to our country to work. The jobs that they have could and should go to American citizens who pay taxes. The rich would rather pay Hector or Jorge five bucks an hour,which the two gladly accept and work hard for,instead of hire an American. If they have to hire an American they have to pay at least the minimum wage,they have to file taxes,they have to offer insurance and other headaches.
So when an illegal alien is hired a few things happen,none of them good for the average American. The immigrant wins out a little bit,he gets paid better then he would at home. He does not have to pay taxes yet can be provided the same services as a taxpayer. It’s a good deal for the immigrants. That is why they come here in droves. It is a good deal for the rich,as i mentioned before,because it is cheaper for them and there are less strings attached. So those who employ illegal immigrants do so because it saves them a bunch of cash,time and energy. The loser in this current set up is clearly the average American. There are no jobs for us. No silver lining. We can thank the unending flow of illegal immigrants that gushes into our nation every year through our southern borders. It is literally crippling our economy.
Another reason to build a wall is for national security reasons. If you shaved the mustache and beard off of a Islamic fundamentalist hell bent on waging Holy War with the US he would look a lot like a Mexican. So if these terrorists cant get in through our ports because of beefed up security they can still pass over the border with the thousands of other Mexicans who do so every year. We have to address this concern immediately.
So we should build a wall of sorts. Something high tech and expansive. Americans should be paid top dollar to construct this wall,a wall that will protect American jobs. What is stopping this from happening? Doesn’t it make sense to build a wall asap?
Goldman Sachs and other big banks aren’t just pocketing the trillions we gave them to rescue the economy – they’re re-creating the conditions for another crash – #GoldmanSachs
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In ‘The Greatest Trade Ever,’ Gregory Zuckerman Details John Paulson’s Big Win – WSJ.com – #JohnPaulson #book #Zuckerman
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If you got to write the Federal budget, what would you cut? Why? I ask this of my conservative friends who believe we overspend. Not that I disagree, I just wonder what should be cut, in your opinions.
Posted by didjital73 via FriendFeed
In the midst of huge and massive economic crisis – with millions of people reeling from job losses, home foreclosures, evictions, cuts to education and social services – as all of this is going on, the traders and executives at the top 38 Wall Street banks took in nearly one-hundred-forty-five billion dollars. This is paychecks. The top executives and traders. A hundred and forty-five billion. A billion is a million dollars a thousand times over. That’s like winning the million dollar jackpot a hundred and forty-five thousand times at 38 Wall Street banks just this last year, following the biggest bank bailout in history. This is up six percent from the previous record of 137 billion set in 2007 during the bubble year of the Bush economy. J. P. Morgan’s profits up 11.7 billion dollars last year – almost double its best profit of 5.6 billion in 2008. Despite Obama’s tough talk against Wall Street, abuses – banks used bail out money – our money! – to acquire failed banks at bargain prices and post record profits giving out giant bonuses while working people see no relief. Everybody knows it. Over 45 million individuals lack health insurance coverage of any kind during 2008. And it took a year of dithering and single payer advocates were dragged off and put in jail for trying to speak out in front of Max Baucus’s committee. We all watched the corporate take-over of the so-called Democratic agenda. I’m sorry, buddy, but if that’s the Democratic agenda, if this Senate bill is the Democratic agenda, you can have it.
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ok, one small opinion: the fact that any President got any health care reform bill passed by both houses in 1st yr=remarkable. that is all.
Posted by karoli via Twitter
What’s a Bailed-Out Banker Really Worth? – NYTimes.com – #AIG #Citigroup #BAC #TARP
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Credit Suisse Targets Indonesia Rich as Yudhoyono Beats Karaoke – BusinessWeek – #Singapore #Privatebanking #wealthmanagement
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Banks Bundled Bad Debt, Bet Against It and Won – CNBC – #CDO #GoldmanSachs
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