About How Much Is Homeowner's Insurance? | Insurance Clerks
We’re planning on getting a house this year with a VA loan. My husband is in the military. Anyway, about how much would homeowner’s insurance be for a home. … insurance can be thousands per year. In South Dakota, a similar house might insure for $500-600. Insurance rates are based upon the potential for damage and claims to the insurer. dirtyinj says: July 6, 2009 at 12:35 pm. Make sure it is all replacment cost. the dwelling and personal property should not be ACV. …  read more…

Auto Insurance Quotes: Auto insurance specialists
Well, say for example an insurance company paid out a large amount of homeowner insurance claims due to a particularly catastrophic year of floods and fire damage. The same insurance company may also provide auto insurance coverage. … Personal Injury Protection (PIP) in your coverage helps pay for “reasonable and necessary” medical expenses for you and your passengers. Florida state law requires a minimum Personal Injury Protection Free Auto, Home, Life and Health …  read more…

Car Insurance Quote- Auto Insurance: Cheap contents insurance
Each year millions of people get into car accidents that involve personal injury. With this type of incidents, the typical price range of such treatment is around $6000 to $9000. Thus, this can easily turn into tens of thousands of dollars … Thus, if you want different types of insurance like that of the auto and homeowners insurance, you can look for another company that can give you the best deal. At times, you will get better deals from different insurance companies. …  read more…

From Google Blog Search

Homeowners Property Coverage
Homeowners insurance policy, property coverage.Homeowners Insurance Coverage A – Dwelling: This section of the policy provides coverage for the insured’s premises and attached structur…  read more…

How to Decide How Much to Insure My Home For?
If you have a home, you definitely need insurance to protect yourself from loss. Although this fact will probably not be a foreign idea to you, do you really understand why you should buy insurance to…  read more…

Why You’re Paying Too Much for Your Homeowners Insurance and How to Stop
Most of us never bother to check our homeowners policies to see if we’re paying for coverage we don’t need, or bother to compare rates with other companies to make sure we’re not paying too much.

Her…  read more…

From GoArticles.com

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Many ways to save on homeowners insurance (The Augusta Chronicle)
What does it take to save money on your homeowners insurance? The first thing we usually say is raise your deductible, because the more risk one shares with the insurer, the less the cost of coverage. However, there are other ways to work with your insurer to decrease risk and save money.  read more…

Do condominium owners have to carry insurance on their units? (Naples Daily News)
Are condominium owners required to carry insurance on their units?  read more…

NC-20 OK with some Beach Plan changes (Carteret County News-Times)
A nonprofit coastal advocacy group that has been outspoken against changes to the state-sanctioned property insurance program that could negatively affect coastal residents, including those in Carteret County, has found some positive points to recent legislation currently making its way through the state House.  read more…

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Resolved Question: How fast can a personal injury claim against an insurance company take?
I’ll try and keep this simple. I had two “friends” jump on my back while I was asleep. They broke my neck and I was in the hospital for 2 months and had neck surgery. Some nurses thought I was going to die when I was brought in to the ER. I am learning to walk all over again and will not be back at work for a long time. This is a life changing injury although my surgeon expects a 100 percent recovery.

Now I have a lawyer who is going after the homeowners policies of both parties for the full amount of personal injury liability. He thinks he may get some “cash” in 3-4 months. Both parties are cooperating and admit they were at fault.

How long can something like this really take and can I expect the full amount possible in this case. For example one party has 300,000 coverage for personal injury. Should I expect all of that? My lawyer is old school and wont accept the first number he hears and he has a private investigator getting statements and following up on things.

Really want to have an idea of how much waiting and how much money a situation like this will turn out.

  read more…

Resolved Question: Help with homeowners insurance. Do these number look right?
I am buying my first home and am looking up quotes online. So far farmers insurance is the cheapest. Is this a good compnay? My home appraised for $230,000 and I was told I need at least $155,000 in coverage. I was thinking of doing like $180,000 is that too much? Here are the other numbers on my quote, do they look like the standard stuff? I am so confused by this stuff!

Dwelling $180,000
Separate structures $18,000
Personal property $135,000
Loss of use $72,000
Medical Payments $1,000
Personal Liability $300,000
Deductible $500

According to these numbers my yearly premium would be $469.47. Does all this sound right???

  read more…

Resolved Question: Need help naming my Home Inventory Business!?
I am starting a Home Inventory Business, and would like some suggestions for a great name!
In case you are wondering, a home inventory business is a valuable & in-demand service. Recommended by insurance companies and financial planners, a home inventory offers the homeowner protection and peace of mind by providing a detailed record of their personal property to maximize & simplify insurance claims.
Any suggestions would be helpful. Thank you!
I am looking for a business name, not advice on starting a business.

  read more…

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FriendFeed [Blog] Farmers Group to Expand Michigan Campus, Hire 1,…: Farmers Group will spend $84.4 million to expand its Grand Rapids, Michigan campus, adding 1,600 employees and creating 11,000 direct, spin-off and construction jobs in the state.

Farmers will build two new buildings totaling 275,000 square feet, housing offices, a training facility, a call center and a print & distribution center.

The Michigan Economic Growth Authority Board has granted $62 million in tax incentives over 18 years for the project

Michigan has the nation’s highest unemployment rate, 12.9%

The Farmers Insurance Group of Companies is a personal lines property and casualty insurance group providing homeowners insurance, auto insurance, life insurance, and financial services in the United States. It is the third largest insurance group in the US, servicing over 10 million households in 41 states.

While Farmers Group is a wholly owned subsidiary of Zurich Financial Services of Switzerland, it is headquartered in Los Ang
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