International travel is often an extremely enriching and fruitful experience. Foreign travel, however, also presents the most opportunities for travel plans of going haywire due to unforeseen events and emergencies. Hence travelers need to insure their expensive foreign trips against unforeseen events that might potentially ruin travel plans. Ideally, the travelers need the comprehensive coverage of a travel health insurance policy like TraveLite travel insurance.
The TraveLite travel insurance policy entails an exhaustive travel protection coverage and emergency reimbursement of primary and ancillary medical expenses. The policy also incorporates dedicated 24×7 global customer assistance and claims address service. The effective coverage tenure of the policy commences from the date of departure and ends with termination of tour or coverage period (whichever is earlier).
As stated earlier, TraveLite trip cancellation insurance offers insurance coverage for insured interrupted/ prematurely terminated foreign trips on eligible grounds. The grounds of eligibility are drafted keeping an extensive array of possibilities in mind while traveling. The insurance policy also reimburses expenses incurred for unused / deferred payments, ticket costs (optional) and unclaimed security deposits for trip interruption/cancellations.
TraveLite travel medical insurance assures that the policyholder and a traveling companion would receive optimum medical attention during medical emergencies. The policy cover is also applicable for trip delay, loss/damage/theft of essential luggage and loss of travel documents. Conditional to the date of purchase of the policy, TraveLite travel medical insurance also insures the traveler from financial loss if the administrator/ airlines are declared insolvent/ unable to execute standing commitments.
Eligible causes for emergency trip cancellation are injury/ailment/sickness of the insured or his travel companion or of a member of the immediate family. TraveLite also defrays substantial coverage amount for terrorist attacks, flight accidents and unforeseen outbreaks of epidemics. Cancellations due to inclement weather, inhospitable natural conditions or cease-work by airport/airline crew are also eligible for policy coverage.
Trip delay (for more than 5 hours) and unforeseeable itinerary changes qualify for additional defrayment of a certain pre-determined amount to the policyholder. TraveLite insurance policy also defrays expenditure incurred in securing emergency medication, pharmaceutical administrations and intensive care units.
TraveLite insurance covers emergency hospitalization, medical evacuation (prescribed by a physician) and repatriation of mortal remains up to $5,000 It also renders essential services like baggage tracking, emergency hotel/transport reservations, currency conversions and emergency cash transfers.
All of these services are supported by dedicated customer service network and a claims administrations cell that is globally active 24X7. Easy online application procedures and impeccable services like these have made TraveLite insurance policy the policy of choice for foreign travelers.
Ray Sondeo often writes about travel insurance.
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