Public Health Insurance: Do Not Let Your Opportunity at Home …
If you are working or considering operating attracts a home-based business, be aware, it is very unlikely your homeowner’s insurance (or umbrella insurance), your company will not accept liability arising as a result of operating a …  read more…

Insurance and Health Care Who Else Wants Low Cost Auto Insurance?
Combine Auto And Homeowners Insurance. You can shop for both as a package, and you can typically save up to 10 % on each. You can also add an umbrella liability, or a life or health insurance policy and get an even better price break. …  read more…

Obtaining Business Insurance
Even if you run your business out of your home, you’ll need to protect your business assets with separate property insurance; your homeowner’s policy will not cover business equipment. …. Is it actually possible for you to buy an insurance policy that can save you money on other insurance policies? It is and an umbrella policy is a great example. An umbrella policy is a type of liability coverage that protects you if there is a judgment against you that is larger than …  read more…

From Google Blog Search

How to Avoid a Frightful Halloween Lawsuit
According to the Centers for Disease Control and Prevention (CDC), Halloween is one is of America’s most dangerous and deadly holidays. Statistically, Halloween usually competes 1-2-3 with Fourth of…  read more…

A Caregiver’s Manual for Being Prepared for That Call in the Night
As women, we are often expected to fill multiple roles: that of a loving mother, career woman, supportive wife or partner, volunteer in the community and, at some point for many, a new role-that o…  read more…

What Is Term Life Insurance And How Does It Work?
Homeowners, renters, and pretty much everyone is getting various types of insurance to protect their valuables. They may be protecting them under one umbrella, or they may be getting their valuables i…  read more…

From GoArticles.com

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ACE Private Risk Services Offers Premium Discounts to Homeowners Who Invest in Water Damage Prevention (Business Wire via Yahoo! Finance)
PHILADELPHIA—-ACE Private Risk ServicesSM, part of the ACE Group, today announced a program that will help homeowners save money by taking steps to prevent water damage as part of its ACE Platinum PortfolioSM insurance program for affluent and high net worth clients.  read more…

M Soccer (Ohio State Buckeyes)
Kentucky Fall… ITA Women’s All-American… Columbus, Ohio – October 19, 2009 – Tournament officials announced today that the third annual Nationwide Children’s Hospital Invitational, held July 27 – August 2, 2009 at the Ohio State University Golf Club – Scarlet Course, raised a total of $881,270 for charitable organizations, including $325,000 for pediatric cancer research and treatment at …  read more…

Safety Insurance and Safe Roads Alliance Launch Public Service Campaign: ‘Bucks for Hang-Ups’ (The Auto Channel)
BOSTON, Oct. 14 — Safety Insurance, a leading provider of auto, home and commercial insurance in Massachusetts and New Hampshire, and Safe Roads Alliance, a non-profit organization dedicated to driver safety, announce the official launch of the “Bucks for Hang-Ups” campaign to promote safer driving practices throughout Massachusetts.  read more…

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Open Question: How Well Do You Understand Your Insurance Policy?
A couple weeks ago, CBS published an article, “Seven Insurance Myths That Can Cost You.”

1.My Job’s Disability Insurance Will Cover Me
2.My Homeowners Policy Will Cover Me
3.I Don’t Need Long-Term-Care Insurance
4.Only Zillionaires and Glitterati Need Umbrella Coverage
5.Low Deductibles are Best for Home and Auto Policies
6.I Need Enough Life Insurance to Cover Several Times My Income
7.My Auto Policy Pays for a Rental Car After an Accident

You can review the complete article here: http://www.cbsnews.com/stories/2009/09/30/business/moneywatch/main5353961.shtml

As you think about the list, how well do you understand the types of policies that you have? In fact, when was the last time you talked to your insurance company and reviewed the details of your auto policy or your overall insurance coverage to make sure they still apply to your current circumstances?

What could/should insurance companies do to help you better understand your policies?

Full disclosure: As is mentioned in my Yahoo profile, I am here as a representative of State Farm. Our goal is to help people become better educated about how to evaluate insurance needs.

  read more…

Resolved Question: What would be best amount of auto & homeowner insurance to have including umbrella coverage in NJ?
What would be best amount of total coverage to carry for auto insurance and homeowners insurance including an umbrella policy. I realize claims are skyrocketing, and I don’t presently have an umbrella policy. Would like to know what I should be targeting. Thanks!

  read more…

Voting Question: Can I sue my homeowners /umbrella policy for my husbands assault on me?
My husband tried to rape and assaulted me and has plead quilty to the felony. I have homeowners insurance and a million dollar umbrella policy in New York State.

  read more…

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FriendFeed Hey, Nationwide Insurance, it’s hard to take your new “accident forgiveness” commercials seriously when you jerk-burgers turned me down for homeowners’ insurance way back due to some B.S. in my credit report. Yes, I hold grudges.
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