Personal Liability Umbrella Insurance | Best Insurance Site
When all the costs of medical expenses for the injured and the legal fees of the negligent (insured) person, are added up the standard liability limit on a homeowners or auto policy is often not enough. Umbrella insurance is no longer …  read more…

How to Get Online Car Insurance Quotes Quickly and Easily | auto …
auto home insurance quotes. Free online car insurance quotes. More than auto insurance, get quotes for motorcycle insurance, ATV, RV, homeowners, renters, condo, mobile home, flood, boat, umbrella, life, and …  read more…

Differences In Home Owner Insurance | Insurance Blog
You may think that buying Florida home owner insurance is an easy task, but if you really get down to the details you may find out that this is not true. The. … I carry an umbrella policy for an extra million the cost is 279 for the year. References : mbrcatz says: March 8, 2010 at 5:37 am. Liability, is when someone sues you for damage you cause somehow. It provides your defense lawyer, and any judgement, for a covered loss. They have to prove that you are LIABLE. …  read more…

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Factoring Invoices for Small Business Insurance
Factoring invoices just may be the new trend insofar as it’s an excellent way for small businesses to be prepared for unexpected events. What if there is a death of a partner or employee, a lawsuit, o…  read more…

What Is Property Insurance
They say when it rains it pours. Accidents happen when you least expected it. A fire breaks out and you lose precious inventory. A hurricane sends a tree smashing down into your office; your business …  read more…

Getting Excess Liability Coverage to Protect Yourself
John and Mary live in a nice five bedroom home located in California. They’ve lived in their three thousand square foot home for twenty five years and are retired. Their home is paid for and worth a…  read more…

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Open Question: What’s the benefit of an Umbrella insurance policy?
For example: I have a friend who has a million dollars of liability coverage on her homeowners policy because an umbrella policy would cost more than simply increasing her HO coverage.

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Voting Question: Personal Finance Help?
I have some of the answers but need to make sure they are right before I submit it for my homework grade. If anyone could help out with even one or two that would be soo great! Thank you

1.
Wearing a seat belt in an automobile to protect yourself against injury is an example of ____________ risk.
A) Reducing
B) Assuming
C) Pooling
D) Shifting
2.
Which of the following would be covered by a home insurance policy?
A) Hospital expenses for surgery
B) Damage to another person’s car when driving
C) Accidental injury to a coworker on the job
D) Wind damage to your roof
3.
The ____________ coverage of a home insurance policy would cover accidental damage to another person’s property by a member of your family.
A) Supplementary
B) Personal property
C) Medical payments
D) Additional living expenses
4.
An umbrella policy is designed to cover
A) Expensive personal property
B) Additional buildings on your property
C) Property when traveling away from home
D) Major personal liability suits
5.
Most home insurance policies provide coverage for
A) Flood damage
B) Earthquake damage
C) Personal property floaters
D) Medical payments
6.
Renter’s insurance would include coverage for
A) Flood damage
B) Personal property
C) Building and other structures
D) Umbrella liability
7.
The ____________ form of homeowner’s insurance is designed to cover the personal property of renters against the risks listed in the policy. a.b.c. D.
A) Basic
B) Tenant’s
C) Condominium
D) Broad
8.
Which of the following coverage would pay for medical care for people who were injured in your automobile?
A) Medical payments
B) Bodily injury liability
C) Collision
D) Comprehensive
9.
A home is insured for $200,000 against fire and other damages. The homeowner’s insurance policy provides for additional living expenses limited to 15 percent of the home’s coverage amount. What is the maximum amount the insured will receive in additional living expenses if the house is damaged by fire?
A) $15,000
B) $20,000
C) $30,000
D) $40,000
10.
Your home insurance policy has a $250 deductible. If a small fire causes $600 damage to your home, what amount of the claim would the insurance company pay?
A) $250
B) $350
C) $450
D) $600

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Voting Question: Can I sue my homeowners /umbrella policy for my husbands assault on me?
My husband tried to rape and assaulted me and has plead quilty to the felony. I have homeowners insurance and a million dollar umbrella policy in New York State.

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