We are All Just one Serious Illness Away From Bankruptcy, Even the …
Two-thirds of the debtors were homeowners and three-fifths had college educations. The Harvard researchers uncovered an all too typical path to bankruptcy, which begins with a serious illness that leads to job loss and canceled insurance. … He describes private health insurance as “…a defective product, akin to an umbrella that melts in the rain.” Co-author of the study, Dr. Steffie Woolhandler, Professor of Medicine at Harvard and primary care physician in Cambridge, … read more…
Dramatic increase in bankruptcies due to medical bills « Dwyer …
A majority of those with health insurance had private insurance. Many were homeowners, and many had gone to college. This shows the problems that many New Yorkers have when considering bankruptcy to escape crushing medical bills making them … And even the best job-based health insurance often vanishes when prolonged illness causes job loss – precisely when families need it most. Private health insurance is a defective product, akin to an umbrella that melts in the rain. … read more…
What other types of insurance do you have besides homeowners, auto …
So fixed-term mortgage insurance is the way to go, plus home-owners insurance with an umbrella. ALSO–if you live in an earthquake prone area (as we once did, in CA) or a flood risk area, weigh the possible necessity of this extra … read more…
From Google Blog Search
What Are The Types Of Home Insurance?
If you are thinking in getting a house of your own then you need to take care of the insurance issue first. The insurance is mandatory if you are going to get a loan for financing your purchase. Every… read more…
Cheap Auto Insurance Quote- Assistive Hint About Cheap Auto Insurance Quote
If you are searching for information correlated to cheap auto insurance quote or some additional such as best deals on rental cars, encompass auto insurance, business insurance rates or casualty insur… read more…
Instant Auto Insurance Quote- Related Resource For Instant Auto Insurance Quote
Are you searching for information related to instant auto insurance quote or other information somehow related to best car insurance quote, or commercial insurance brokers? If yes, this article will g… read more…
From GoArticles.com
Resolved Question: Need serious advice on an auto accident settlement, lawyer is giving vague answers to me, not really helpful..?
Had a very bad car accident summer of 2007. Have had shoulder surgery for a torn rotator cuff, have had surgery on each arm for nerve damage due to compression from impact onto steering wheel, still having neurological issues from 5 herniations in my cervical spine. C2, C3, C4, C5, C6 are all severely herniated, C4 and C5 are pinching into my spinal column and I am experiencing periodic numbness in my body, not loss of control of my body but just a pins and needles feeling in parts of my body from this herniation. I am going to have neck surgery because of this, surgery is set for march of this year…The driver that hit me ran a red light and sideswiped me. She is a highschool student that lives in her parents house…she is 18 and lives in her parents home because she was going to be a senior in highschool that fall….my lawyer called and told me he has recieved a call from the girls parents insurance company, whom she is insured with under her parents policy…they have a 50,000 policy…the insurance company have offered the full 50,000 and want her to settle. I asked the lawyer what my options were because I have such devistating injuries, can I go after their assets, or home owners insurance beings she was a driver under the parents and they dont have low insurance…they own a 430,000 dollar home, the father drives a 50,000 truck, the mother drives a new caddillac escalade, he owns a large trailer that hauls vehicles…the trailer is very valuable, over 20,000 dollar enclosed trailer. the lawyer says that I can get the 50,000 policy and cant go after homeowners but my question is, I am told that when a child of a parent is living in the home and driving, a parent should have an umbrella policy in case the child driving causes a devistating auto accident that results in severe injuries, so they cant lose their home….my lawyer seems really eager to settle this case and I haven’t even had my neck surgery yet…he says my own insurance PIP that I have will cover all surgeries that I need and give me all the medical care that I still need until I fully recover, but I am very angry and extremely upset because my injuries are worth way more than 50,000 dollars minus the lawyers 1/3 fee…I have had several surgeries and I am going to have a fused neck because of surgery that is needed, and my neurological health is still at risk…I want to know my options, I am afraid to go to another lawyer to ask advice but I need to know what I should do so I don’t screw myself out of compensation…I live in northern new jersey and I want to know if anyone knows what my options are….can I get the 50,000 off of their policy and then file a civil suit in court against them and go after all of their assets and when I win in court because she is found to be 100% negligent because she ran a redlight and hit my car at a high rate of speed 60 mph side impact…when I win would they be ordered to pay by a judge and all of their assets, including their home or whatever have a lein put against it??? I dont want to come across as a snake here but I am really in a bad position because I am permanately disabled from this accident and lost a career and a large part of my life as I knew it and I dont want to settle this out for peanuts….thanks..
just looked at all paperwork and girl that hit me was NOT 18…She was only 17 at the time of the accident. She was a 17 year old senior in highschool….I want to know if her being under 18 changes anything with the fact that she is a minor and still the responsibility of her parents….does this make my case better or does it stay the same..thanks
Voting Question: Renting out school, million dollar insurance policy?
Okay, so I’m going to have a huge party with 2 of my friends (we’re hosting it) and am planning to rent out the multiuse room of the elementary school we went to. The one problem is that the school asks that we have a million dollar insurance policy with the school added as additionally insured. I do know that if we have the homeowners insurance umbrella policy, then I would be able to add the school as additionally insured. However we do not have the umbrella policy. So how else would I be able to get the million dollar insurance for one night? Please include price, and maybe even a link. Thanks!
Voting Question: HomeOwners Insurance?
I bought a home 10 years ago. 5 years ago I became disabled. I have remained on time with the mortgage and insurance payments.
I am looking to add an umbrella policy to my homeowners policy. The company I’ve been with for 10 years said my employer information is needed. Why is this a requirement?
If I tell them I am not employed, will they denied the umbrella policy. I am also afraid they will cancel me all together.
Any insight is appreciated.
Thank you.
Hey, Nationwide Insurance, it’s hard to take your new “accident forgiveness” commercials seriously when you jerk-burgers turned me down for homeowners’ insurance way back due to some B.S. in my credit report. Yes, I hold grudges.
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